Was insurance company correct in refusing to pay for loss

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Reference no: EM131495031

Question: Bowes and others, trustees of a church, sued the company that had insured the church when a fire damaged the building. The insurance company refused to pay for the loss, claiming that the fire was not a "hostile fire" and was therefore not covered under the policy. There was testimony that some heating units overheated and the resulting flames were so great that they caused a waffle unit to burn, resulting in smoke and soot damage. Was the insurance company correct in refusing to pay for the loss? (Bowes v. Insurance Co., 26 N.C. App. 234)

Reference no: EM131495031

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