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Question: Forged Indorsements. In 1994, Brian and Penny Grieme bought a house in Mandan, North Dakota. They borrowed for the purchase through a loan program financed by the North Dakota Housing Finance Agency (NDHFA). The Griemes obtained insurance for the house from Center Mutual Insurance Co. When a hailstorm damaged the house in 2001, Center Mutual determined that the loss was $4,378 and issued a check for that amount, drawn on Bremer Bank, N.A. The check's payees included Brian Grieme and the NDHFA. Grieme presented the check for payment to Wells Fargo Bank of Tempe, Arizona. The back of the check bore his signature and in hand-printed block letters the words "ND Housing Finance." The check was processed for collection and paid, and the canceled check was returned to Center Mutual. By the time the insurer learned that NDHFA's indorsement had been forged, the Griemes had canceled their policy, defaulted on their loan, and filed for bankruptcy. The NDHFA filed a suit in a North Dakota state court against Center Mutual for the amount of the check. Who is most likely to suffer the loss in this case? Why? [State ex rel. North Dakota Housing Finance Agency v. Center Mutual Insurance Co., 720 N.W.2d 425 (N.Dak. 2006)]
Explain the difference between express, implied and corporate authority. What was on effect on corporate ethics or compliance of the Sarbanes-Oxley Act of 2002? Describe the responsibilities of governing bodies
A police officer is concerned with excessive speeds on a portion o f Interstate 90 w ith a posted speed limit of 65 miles per hour. Using his radar gun.
CIS8000 Assignment. Using Microsoft PowerPoint, develop a professional presentation to the CIO to convince him/her to provide the appropriate resources to realize the development, implementation and integration of your concept application into the..
T. A. Stearns is a national tax accounting firm whose main business is tax preparation services for individuals.
Harmonic generation with focused gaussian beams. Develop and elucidate a conceptual understanding of why the intensity of the generated harmonic signal vanishes whenever the phase mismatch factor ?kL is negative or zero. (See Fig. 2.10.2.)
How do these six value areas relate to your performance measurement assessment approach?
Nathan, a twenty-two-year-old nurse, worked in the surgical ward of Presbyterian Hospital in New York City. She was exposed for a period of about twelve days.
What are the issues - The main issues to be discussed in this report are: How culture influences working styles. Different management styles
How could we classify the levels of the organization? Discuss in detail.
There was no evidence, however, that Carfiro was hired, paid, instructed by, or even known by Chicken Delight. The decision was for whom, and why?
The DARE Program and its effectiveness and continued funding has become a source of heated public debate over the past few years, as the program frequently.
Prepare an estimate of the resources (operational, human, and length of time) that are needed to implement each of these recommendations
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