What type of an insurance contract will insurer pay

Assignment Help Accounting Basics

Reference no: EM132729029

Problem 1: All of the following are historical reasons for the increase in health care expenditures in the U.S. EXCEPT:

A) Cost insulation because of third-party payers.

B) Employer-sponsored health insurance.

C) Universal health insurance coverage.

D) Technological advances in health care.

E) ACA Reforms.

F) Decrease in competition in health insurance sector due to rising data-intensity in the sector.

G) Increased quality of care as measured by tangible outcomes metrics (e.g. life expectancies relating to different procedures and treatments, etc.

Problem 2: Joan was injured in an auto accident. She was totally disabled and collected disability income benefits for 8 months. She would like to return to work on a part-time basis to see if her recovery is complete. Under what type of an insurance contract will her insurer pay disability income benefits to her during the period of her part-time employment?

A) Recurrent disability.

B) Presumptive disability.

C) Permanent disability.

D) Partial disability.

Explain your answer.

Reference no: EM132729029

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