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Two banks in the area offer 30-year, $250,000 mortgages at 6.1 percent and charge a $4,100 loan application fee. However, the application fee charged by Insecurity Bank and Trust is refundable if the loan application is denied, whereas that charged by I.M. Greedy and Sons Mortgage Bank is not. The current disclosure law requires that any fees that will be refunded if the applicant is rejected be included in calculating the APR, but this is not required with nonrefundable fees (presumably because refundable fees are part of the loan rather than a fee).
What are the EARs on these two loans? What are the APRs? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16))
The company expects to incur $56,400 of total inspecting costs this year. How much of the inspecting costs should be allocated to the Beginner model using ABC costing?
Discuss and explain the role of the financial accounting and managerial accounting functions in organizations and some of their job responsibilities.
Johntech accounted for the lease as a capital lease and recorded an asset and a liability in the financial records. The asset recorded under this lease should properly be amortized over:
deckhand accessories inc. manufactures womens boating shoes. manufacturing overhead is assigned to production on a
Can you think of an instance when a capital project projection might satisfy the hurdle-rate requirements, but the project would be rejected anyway? What other criteria impact the decision?
rankine company estimates its bad debts expense by aging its accounts receivable and applying percentages to various
on january 1 2012 the organizers of the parsons corporation obtained their charter and issued 10000 shares of 1 par
How can you explain the diverse opinions? What policies or procedures, if any, should CBU develop to avoid such problems in the future? Your response should also include a Biblical perspective.
1. include in the narrative who is retiring from the partnership? why is heshe retiring? not working any more moving
Gottberg has 2,000 pounds of resin in beginning inventory and wants to have 2,400 pounds in ending inventory. How much is the total amount of budgeted direct labor for April?
Johnson alarm systems had $800,000 of retained earnings on December 31, 2004. The company paid dividends of $60,000 in 2004 and had retained earnings of $640,000 on December 31, 2003.
Carbon Company has two classes of customers designated as C Classand D Class. Determine the profitability of each customer class using the activity information.
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