Should individuals be made responsible for lifestyle choices

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Assignment:

In regard to health care benefits, should individuals be made responsible for lifestyle choices? For example, would you favor a risk analysis component for health insurance deductibles? A person who is a heavy smoker or drinker or a divorced adult would pay higher premiums or deductibles, in the same way that those with poor driving records pay higher auto insurance rates.

What prohibitions would you consider putting in place to curb alcohol, cigarette, and drug use?
What incentives might be considered to promote stable families, as this seems to have a positive impact on health care costs?

Reference no: EM133855184

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