Local governments review public policy issues all the time

Assignment Help HR Management

Reference no: EM132129283

1. Section 4-213(1) spells out that it will convert a payor bank's provisional settlement into final settlement when it:

a) does not pay the items in cash.

b) settles without reserving a right to revoke.

c). settles while having a right under statute, clearinghouse rule, or agreement with the customer.

d) has not yet posted the item to the appropriate account.

e) makes provisional settlement and provokes the settlement in the time and manner permitted by the statute, clearinghouse rule, or agreement.

2. Which of the following holds true in case of a substitute check?

A substitute check is an electronic reproduction of the original check which is suitable for automated processing in the same manner as the original check.

Only the Federal Reserve can provide substitute checks in place of the original checks in the check processing stream.

In the check collection process it is not required that the image be converted to a substitute check; the electronic image itself suffice.

The Check 21 Act replaces existing state laws regarding the substitute checks.

The Uniform Commercial Code doesn't apply to a transaction dealing with substitute checks.

3. The US federal, state and local governments review public policy issues all the time. Pick one of the following issues (3a or 3b or 3c or 3d) and explain whether the government (federal, state and/or local) should or should not develop laws and regulations to deal with this issue. Explain.

a) Using cell phones and/or texting while driving

b) Parks and wildlife preservation

c) Highway and/or vehicle safety and testing

d) Food safety

4. The _____ is the total of all money paid for credit.

prime rate

floor limit

finance charge

balloon payment

floating rate

Reference no: EM132129283

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