Reference no: EM133136100

Question - Premium: $460.00/month (You pay 50% and your employer pays 50% of the premium)

Annual Deductible: $1,200.00

Co-Insurance: 80/20

1. How much do you pay each month for your monthly premium to have healthcare coverage?

2. In one year, you have a surgery to repair your ACL. The surgeon fee is $650.00, the hospital fee is $900.00, and the anesthesiologist fee is $450.00. How much will you have to pay out-of-pocket for this surgery?

3. During the same year as question 2, you injure your ankle on a jog around your neighborhood. You have an x-ray that costs $300.00 and a surgery that costs $3,000.00. How much will you have to pay out-of-pocket for treating your ankle injury?

4. You have 3 surgeries in another year totaling $10,000.00. Including your premium and co-insurance, how much will you pay out-of-pocket for your healthcare coverage and expenses during that year?

5. In another year, you have already met your deductible and you need a CT scan. Your out-of-pocket cost for a CT scan was $300.00. The total cost for the procedure was $1,500.00. What does the $300.00 represent?