Health insurance risk differ from types of insurance risk

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Reference no: EM131225684

Everyone (including those on the Exchange plans) complains about the cost of healthcare insurance...premiums, deductibles, co-insurance, co-payments...much less the exorbitant "out-of-pocket caps."

How does health insurance risk differ from other types of insurance risk (e.g., automobile or homeowners insurance)?

How might this "insulate" the insured from the actual cost of healthcare?

Reference no: EM131225684

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