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Terry wants to purchase a used car for $8000. The dealer offered to finance the deal at 8.5% APR for 4 years with 10% down payment. Terry's bank will provide a loan at 7.8% for 3 years, but wants a 20% downpayment.
a) Calculate the required downpayment and monthly payments for each loan option. (Assume monthly compounding and monthly loan payments.)
b) The PV for both options (including the down payments) is the same, $8000. What additional factors should terry consider when deciding which aid the best deal for her?
Aerotron Electronics is considering purchasing a water filtration system to assist in circuit board manufacturing. The system costs $40,000. It has an expected life of 7 years at which time its salvage value will be $7,500.
A system consists of liquid oxygen in equilibrium with oxygen vapor. How many phases are present. The system undergoes a process during which some of the liquid is vaporized.
on a specific westbound section of highway studies show that the speed-density relationship is u= uf [1-(k/kf)^3.5] It is known that the capacity is 4200 veh/h and the jam density is 210 veh/mi.
Determine how much the thickness of the DNAPL layer has to build up with similar capillary characteristics but 1.08 g/cm3 density to migrate through a bed of fine sand of 0.5 mm diameter.
Draw the shearing force diagram and the moment diagram of the following problem. The beam is indeterminate. You need to integrate the moment twice to get a formula for the deflection v(x).
a vertical curve on this highway connects +1% and +3% grade and is 420ft long. if a horizontal curve on highway is on a two-lane section with 12 ft lanes and has a central angle of 37 degrees and a superelevation of 6%, what is the length of the h..
A fixed-bed carbon adsorption system consisting of two 3-foot-deep beds containing 6 x 16 mesh carbon operates at a superficial gas velocity of 60 ft/min. Specify the horsepwoer of the fan motor for 15,000-cfm system
The beam is fully restrained at both ends but is unbraced along its span. Determine the maximum magnitude of PQ that satisfies the ultimate strength limit state for flexural strength
Saturated steam (at 20 bar) is used to heat up a toluene stream from 40oC, 1 bar to 150oC, 1 bar in a heat exchanger. The toluene stream is flowing at a rate of 100 kg/min. Steam leaves the heat exchanger as a saturated liquid at 20 bar.
What is the minimum distance from the stalled car at which the driver could apply the brakes and still stop before hitting it? Assume coefficient of rolling resistance of 0.013.
Trips can be classified by productions/attractions or origins/destinations. Which classification provides the direction of travel. Describe the product/outcome (e.g., production-attraction matrix) after each of the 4-step transportation planning pr..
Determine the mass and specific volume of argon gas in a vessel at 150 kPa and 20°C. The vessel is spherical, with radius 5 m.
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