a) Security issues are a major source of concern for everyone both inside and outside the banking industry. There are some security questions that need to be considered before deploying an e-banking system. Give two examples of such security questions that arise

(i) From the user's perspective.

(ii) From the bank's perspective.

b) (i) Differentiate between authentication and authorisation in an e-banking system.

(ii) List down the five key elements of an authentication system.

c) (i) Outline briefly how biometric systems work and give four examples of biometric measurements that can be used to identify a person.

(ii) Outline the importance of backup, recovery and business continuity procedures in an e-banking environment.

d) Explain the importance of honeynet and honeypots in the risk assessment phase of security risk management.