Transport Company

• Offices all over the country.
• Transport goods and material from port to interstate locations.
• Head office in Karachi.
• Have 200 big trucks/loaders & 300 small trucks and car fleets of 50 vehicles.
• Have their own railing trucks inside main office to load goods.
• Cash is accepted and present on different sites all over the country.
• Fragile goods are handed & transported.
• Company has cold room storage facility available at chosen sites.
• Security guard has four patrolling dogs for security purpose at main office.
• Drivers are experienced and hired after taking in consideration their driving records.

Required:
• What covers in your view are necessary for the company and why?
• Write down underwriting considerations for each cover you specified above.
• Would Vail tracks and dogs be covered under standard policy wording issued in Pakistan______ How about under ISR Mark IV?
• What would you recommend to improve the risk?