E-commerce is working in tandem with the real shop and if all the products are online running the e-commerce shop is becoming simpler. Owner log in on the special admin side of the e-commerce shop and check if there are any submitted orders. The orders from customers will be listed with their personal information. When the owner receives the payment he will deliver the item to the customer. And the process here is done, the merchant have the money and the customer has his product.

The merchants have to show their products on the website and specify the price of each product. The customers will log in on the website and choose the products they need and add them to the shopping cart. To buy the product, customer and merchant have to connect to the transaction server to do the credit card processing (e.g. electronic cash). The process of the credit card payment consists of two phases: authorization, which is the check if the payment information is valid and the credit card contains available funds, and settlement, which is the transfer of money into the merchant's bank account.