Already have an account? Get multiple benefits of using own account!
Login in your account..!
Remember me
Don't have an account? Create your account in less than a minutes,
Forgot password? how can I recover my password now!
Enter right registered email to receive password!
What is behind the wave of mergers in the banking industry?A: Various economic factors have caused banking institutions to merge over the past various years. These factors include:• Greater efficiency. Banks frequently are able to operate more cost efficiently by increasing their size. The costs of so many functions don't double while the scale of operation doubles. The result of it is mergers are one way to keep costs and prices down.
• Leveraging technology. Banks and their customers have become more and more accustomed to the advantages of new and expensive technologies. So many of these technologies are very much expensive unless costs can be spread over a large number of customers. Mergers are frequently necessary to permit banks to introduce and maintain the technologies customers increasingly demand.
• Changing laws. Laws which had prevented several banks from operating in much more than one state recently have been removed or overridden. The advent of interstate banking and branching means several opportunities for banks operating in different states to merge with each other.
• Diversification. One efficient method of controlling risks inherent in bank lending is to diversify operations across diverse geographic regions and different types of customers. Mergers can help diversify such type of risks.
• Broader array of products. Mergers may provide banking institutions an opportunity to offer a broader array of services. A merger of two banks along with different expertise can result in a combination much more to the liking of customers looking for one-stop shopping.
Q. Miller Approach of irrelevance of dividends? Discuss the Modigliani as well as Miller Approach of irrelevance of dividends. What are its drawbacks? Ans. Modigliani with M
Question: Part A The financial system is complex in structure and function throughout the world. There are many different types of institutions: banks, insurance compani
Advantages of ARR: It is simple to calculate and easy to catch. With the help of this technique, direct comparisons among proposed projected of varying lives with no bu
Explain about the Valuing Securities Objective of any investor is to maximise expected returns from his investments, subject to various constraints, primarily risk. Return is m
Fund of hedge Funds The universe of Fund of Funds (FoFs), often referred to as Fund of Hedge Funds, continues to grow from Year 2000, both in absolute terms and as a relative c
Bond market can be classified into various segments based on the nature of characteristics such as type of issuer (central bank, corporate etc.), credit risk (ris
If normal operating revenues are inadequate to repay the debt, liquidation of collateral may be necessary. Corporate bonds can be either secured or unsecured by c
Aims of FSA The aim of FSA is to promote efficient, orderly and fair markets, and to help retail consumers to get a fair deal. In fact, FSA has set out its aims under three bro
Accounting Principle Accounting principles are the primary assumptions, rules of operation, and necessary features that make up the framework for the construction of accountin
XYZ Energy Solutions plc (XYZ) has spent €12m designing and developing a new generation of domestic air source heat pumps. These new domestic heat pumps can easily be fitted to exi
Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!
whatsapp: +91-977-207-8620
Phone: +91-977-207-8620
Email: [email protected]
All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd