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Costs and Revenue
§ Standard Level only - 8 banks with 1.3m customers
§ Standard Level with Premier Level upgrade - 12 banks with 2.5m customers. 9 banks with 1.4m customers predicted to take upgrade.
§ All this plus predictions for later years in Appendix.
o He assumes customers for 2010 will buy the software as soon as it is available and in later years will buy on 1 January.
o He also predicts that in each year the premier software is being used 40% of customers will be offered bank products
fixed expenses are incurred equally in the two half year periods,calculate
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