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Consider defined-benefit retirement plans and defined-contribution retirement plans and document the primary characteristics of each. Specifically, contrast the responsibilities of the employer in administering each plan.
Consider the following questions:
• Which plan is more risky for an employer? Which plan is more risky for an individual employee?
• Which provides the individual employee with more resources at the conclusion of employment?
• What are the personal income tax considerations for the individual employee once payments commence under each plan?
Note to document references in APA format.
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