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Question 1. Will a fixed indexed annuity based on the S&P 500 index experience lower gains than a variable annuity with funds invested in a portfolio that matches the S&P 500?
Question 2. Deshawna is 65 years old. She paid $240,000 for an immediate annuity of $2,000 a month for her lifetime. The contract does not provide for any refunds. According to the Internal Revenue Service regulations, her life expectancy is 85 (20 years of the annuity). She receives 12 monthly payments in the first year of her contract. How much of her income from the annuity is taxable for that year?
Question 3. Hassan is 45 years old. You are a life insurance producer, and Hassan has indicated that if he dies prematurely he wants coverage that will replace the portion of his income needed to support his family until he would have retired (at age 65). He expects his average annual earnings will be $64,000, of which he expects half will be needed to support of his family. He agrees that an annual discount rate of 5% is appropriate. How much insurance does this suggest for Hassan?
Question 4. Is the continuing annual premium after conversion of a term insurance policy to permanent (cash-value) coverage lower if an original-age conversion is used than if an attained-age conversion is used?
Question 5. What are the premiums for a variable annuity used to purchase during the funding period?
Operations Management is about a book review. Title of the book is "Goal". This book has been written by Dr. Eliyahu Goldartt. The book has been appreciated by many as one of those books which offers an insight into the operations and strategic capac..
Operational plan pertaining to a hospitality enterprise is given in detail in the solution. The operational plan is an important plan or preparation which gives guidelines regarding the role and responsibilities of each and every operation at all lev..
Recognise the importance of a strategic approach to the development and deployment of organisational information systems. Demonstrate an understanding of the importance of databases and their integration to the organisation's overall information mana..
An analysis of the holding costs, including the appropriate annual holding cost rate.
Briefly explain Evolution and contributor of Operations management.
A number of drivers of change have transformed the roles, functions and responsibilities of an operations manager over recent years. These drivers have not only been based on technological innovations but also on the need for organisations to develop..
Compute the Optimal Order quantity of DVD players. Determine the appropriate reorder point.
Evaluate problems in operations and identify approaches to overcoming them. Critically evaluate operating plans and identify areas for improvement. Justify, implement and evaluate changes to operations in line with modern approaches.
Develop a report for Figi Fabricating that will address the question of whether the company should continue to purchase the part from the supplier or begin to produce the part itself.
Prepare a staffing plan showing the change of your unit from medical/surgical staffing to oncology staffing.
Ccompare the effectiveness of different leadership styles in different organizations
Be able to understand the concept of risk, roles and responsibilities for risk management and risk management tools and models.
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