Traditional unrestricted indemnity plan

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If you had a choice between a traditional unrestricted indemnity plan with a 10% copayment and a HMO with no copayment, at what percentage difference in premiums (that is, 10%, 20%, 30%) would you be indifferent between the plans? If you become older, say 20 years later, will you change your answer? Please explain.

Reference no: EM131029137

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