### The marketplace can often create efficiencies naturally

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Government regulation is, at times, a result of market failure. The marketplace can often create efficiencies naturally through supply and demand. Unfortunately gaps of inefficiencies result in market dislocations. Thus governments believe they can regulate markets more effectively than the market itself, if left alone.

Your written assignment this week is to detail in a two-page word document/paper and accompanying PowerPoint whether recent regulations enacted through the "Dodd-Frank Wall Street Reform and Consumer Protection Act" of 2010 have truly protected consumers.

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