Provide full coverage for the loss

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For each of the following losses, indicate whether Section 2 of the homeowners policy would provide full coverage for the loss. if full coverage would not be provided , explain why.

  1. Megan entertains members of a local garden club in her home and serves the guest a buffet luncheon. Two guest become seriously ill and sue Megan, alleging she had served them contaminated food. the court awards each guest damages of $60,000.
  2. James is an architect. The roof of a new addition to a clients home collapsed. The client alleges that the roof collapsed because of faulty design. The cost of rebuilding is $40,000. The client seeks to recover that amount from James.
  3. During a visit to a friends home, Megan accidentally breaks a figurine that she picked up to admire. The figurine has a value of $475. The friend is seeking damages from Megan.

Reference no: EM132478327

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