Identify the financial ratio

Assignment Help Finance Basics
Reference no: EM131732681

As a lending agency, what criteria would you use to determine how much to grant, to whom, and under what conditions? There are two parts to this question.

1. First, identify the criteria you would use to determine how much to grant, to whom and under what conditions. The criteria that I would use to identify who I would lend to and under what conditions, are as follow.

2. As part of your response to 1 above, where applicable under the respective and/or select criteria, please identify the financial ratio(s) that are critical for supporting lending decisions (see Commonly Used Ratios list (Spiro, 1996:60 (Table 4).

Please provide the rationale(s) for why the selected ratio(s) identified are important. We must use the 3c's of lending as well.

Verified Expert

In this assignment, the analyst is playing the role of an analyst who identifies the criteria he would utilize to determine how much to grant, to whom and under what situations. Further in the reporting analyst defined the financial ratios which are critical for supporting the decision of lending. In the additional part of the report, the analyst wants to know about the three C's of credit which he analyzed for the decision making the process of lending.

Reference no: EM131732681

Questions Cloud

What are the benefits and costs to a nation : What are the benefits and costs to a nation that participates in international trade? Do the benefits outweigh the costs or do the costs outweigh the benefits?
What principles of internal control apply to organizations : Angie Rizzoli operates a small business and uses a manual system of accounting. What principles of internal control apply to most organizations
Create and implement staff orientation and training programs : Create and implement staff orientation and training programs. Prepare a strategic objective and explain how it could be facilitated through use of a data wareh.
What is boone cost of equity capital : Calculating the Cost of Equity. Suppose stock in Boone Corporation has a beta of .90. The market risk premium is 7 percent, and the risk-free rate is 8 percent.
Identify the financial ratio : What criteria would you use to determine how much to grant, to whom, and under what conditions - identify the criteria you would use to determine
Concept of monetary neutrality means : In classical macroeconomic theory, the concept of monetary neutrality means that changes in the money supply do not influence real variables.
Calculate the t of the ligand binding to the receptor : What would the graph look like for [L*] nM? Plot the data and calculate the T½ of binding under these conditions
What is the predetermined overhead rate for year : During March 2015, Shire began and completed Job No. 13-56. What is the predetermined overhead rate for year 2015
Government budget deficits crowd out private : Explain why government budget deficits crowd out private investment spending in a closed economy, but crowd out net exports in a small open economy.

Reviews

inf1732681

4/10/2018 5:08:32 AM

It was excellent work and I have received an A for the assesment. Thanks you heaps a lot. Price was fair for that kind of assignment. Thanks once again.

inf1732681

12/26/2017 5:07:38 AM

he question is "1. First, identify the criteria you would use to determine how much to grant, to whom and under what conditions." Meaning "identify the criteria you would use to determine how much to lend, to whom and under what condition" This whole paper need to written about grants and about the question. The question was "identify the criteria you would use to determine how much to grant, to whom and under what conditions. The word "grant" that is being used in this questions is a verb " Definition of the word grant being used here is (VERB)

Write a Review

Finance Basics Questions & Answers

  Financial reporting and analysis

Finance is about Gunns Ltd, a company in dealing with forestry products in Australia. The company has also been listed in Australian Stock Exchange. As many companies producing forestry products, even Gunns Ltd is facing various problems. Due to the ..

  A report on financial accounting

This report is specific for a core understanding for Financial Accounting and its relevant factors.

  Describe the types of financial ratios

Describe the types of financial ratios and other financial performance measures that are used during venture's successful life cycle.

  Differences between sole proprietorship and corporation

Briefly describe the major differences between a sole proprietorship and a corporation

  Prepare a cash budget statement

Calculate the expected value of the apartment in 20 years' time. What is the mortgage loan repayment at the beginning of each month

  What are the implied interest rates

What are the implied interest rates in Europe and the U.S.?

  State pricing theory and no-arbitrage pricing theory

State pricing theory and no-arbitrage pricing theory

  Small business administration

Identify the likely stage for each venture and describe the type of financing each venture is likely to be seeking and identify potential sources for that financing.

  Effect of financial leverage

The Effect of Financial Leverage and working capital management

  Evaluate the basis for the payment to the lender

Evaluate the basis for the payment to the lender and basis for the payment to the company-counterparty.

  Importance of opps, ipps, mpfs and dmepos

Research and discuss the differences and importance of : OPPS, IPPS, MPFS and DMEPOS.

  Time value of money

Time Value of Money project

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd