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Jim and Ester have saved $25,000 for a down payment on their first house which costs $100,000. The FHA loans for which they qualify requires them to put $10,000 down. A FHA mortgage will be 5.5%. A conventional 30-year mortgage will be 4.5% interest but requires 20% down payment.
Which loan should they choose and why?
What considerations must they make in deciding to buy versus rent?
Use the facts found in the text to back your ideas and suggestions for Jim and Ester?
Recall marginal net benefits (MNB) shows the difference between marginal benefits and marginal costs. The quantity that maximizes net benefits is found where MNB=0.
1. From the behavioral style information in this chapter and other subjects discussed in this book, what do you think is causing the complaints being made? 2. What system changes would you suggest for Child's Play? Why? 3. What can you do at this poi..
Define "Diversity Audit". What does a diversity audit entail? How might a diversity audit positively or negatively shape an organization's strategy?
What are the differences between EEOC laws, Affirmative Action and Diversity? First provide a summary of each one and then how they differ.
Outline features of an ideal health care policy. Keep in mind that, despite your wisdom and noble intentions, resources are limited. What are several of the policy items you want to focus on immediately?
Add a data gathering component for the users. This is similar to gathering your own analytics in one way for the users. How will you analyze the data and then what way will you summarize the findings to stakeholders of your site that are funding t..
What is your assessment of the competitive strength of PepsiCo's different business units? Does PepsiCo's portfolio demonstrate good strategic fit?
Create a case study summary of the company you have chosen, including a general overview of the company, its external environment, and a list of its current strategies and objectives
What does it take to be an effective communicator. Citing specific examples from the readings and your own experiences, who is the best communicator you know. Why do you consider that person to be so.
In a recent survey of 250 internet users, 150 said which they pay bills online. At the 5% level of significance, test whether the proportion of internet users paying bills online is now more than 50%.
You are the human resources (HR) manager for a public organization and you are conducting a New Hire Orientation session for all new employees. Last week, you analyzed the organization, including its strengths and weaknesses, as well as its missio..
Think of the last time you visited a zoo. You visit the zoo to enjoy the wealth of variety of animals in their natural habitat. Next time you visit a zoo, notice that similar types of animals are presented together whereas ones that may be natural..
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