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Home loans typically involve “points,” which are fees charged by the lender. Each point charged means that the borrower must pay 1% of the loan amount as a fee. For example, if the loan is for $180,000 and 4 points are charged, the loan repayment schedule is calculated on a $180,000 loan but the net amount the borrower receives is only $172,800. Assume the interest rate is .75% per month. What is the effective annual interest rate charged on such a loan, assuming loan repayment occurs over 264 months? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Use a financial calculator or Excel.)
In this assignment you will analyze the organizational behavior of your current or former employer. Describe how the following areas influence the organizational behavior in a negative or positive manner: Type of culture (Pluralism, Dualism or Sala..
A current sociological trend is to move away from paced lines. Yet increasing automation is pushing workers to match their work pace to that of machines and computers. How can both of these trends be happening at the same time?
Compute forecasts for the remaining five months utilizing simple exponential smoothing. Which of the changes being considered by the manager of XYZ contradict the lean philosophy.
You and your fellow operations department teammates have been debating which companies are the best examples of applying supply chain management.
What type of process--project, job shop, flow shop, and continuous flow--would most likely be used to produce the following? Explain your reasoning.
What do trends and self-image play in the buying process and decision making process. As a business leader, what are the implications of your experience? What if your business was selling ketchup, what does that mean for you? One last follow-up on et..
According to the Project Management Body of Knowledge (PMBOK), explain one of the major knowledge areas and why it is important to project management. Evaluate the role of this knowledge area in management of a project.
The organization is going through sweeping changes that will lead to layoffs and a situation where several managers
Review the Engstrom case study, looking specifically at organizational issues and address the following: 1. Identify root causes of known organizational issues from a human behavior perspective. 2. Analyze root causes from a human behavior perspectiv..
Create a specific business scenario which is appropriate for hypothesis testing of population mean with population standard deviation sigma given. Follow all the steps from hypothesis determination to result interpretation at least to test the hypoth..
Remember that once you start linking tasks in the Gantt chart, changes might become more cumbersome.
Explain the relationship between a specific purpose and a thesis statement. Can they be the same? Why or why not? Write an example of a specific purpose statement. Now, write a corresponding thesis statement (use different wording for the two).
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