Explain what surprised you about your budget

Assignment Help Microeconomics
Reference no: EM133947920

Step 1.   You need to prepare a 12-month Cash Budget for yourself. Use the excel template attached. Personal budget Spring 2023 (1) (1).xlsx

Step 2.    To do this, you need to find the starting salary for your academic major upon graduation. Use the average starting salary for a job that requires an undergraduate degree in your major in Maryland. You can obtain both the average starting salary and the job title with zero to two years' experience from the US Department of Labor Occupational Outlook Medical and Health Services Managers : Occupational Outlook Handbook: : U.S. Bureau of Labor Statistics or any other source with proper citation. Use the occupation Medical and Health Service Manager

Step 3.   Consider your take-home pay to be about 77% of your starting salary. Divide the take-home pay by 12 to arrive at your monthly take-home pay (the formula has been done for you in Excel). 

Step 4.   Budget Analysis: This is the second part of the Personal Budget Project. Use a Microsoft Word document for this section. In this section, you will analyze and explain your personal cash budget using the subtitles underlined below:
Explain the importance of budgeting and how proper financial planning and budgeting can help you grow wealth.
What does it mean when you hear the phrase "don't live above your means"? Get online assignment help – 100% Original & AI-Free Content. 
Analysis of Expenses: 
 Transportation: add the expenses for car loan payments, insurance, fuel, parking, etc. for the year. What percentage of your take-home pay goes to transportation?
 Home: Explain the expenses related to the home, such as mortgage payments/rent, homeowners/rental insurance, property tax if any, house maintenance, parking, HOA fees, etc. What percentage of your income goes towards home-related expenses?

Step 5.   If you have a deficit, explain how the gap will be covered. If you have a surplus, what do you plan to do with it?

Step 6.   Explain what surprised you about your budget. What have you learned? 

Step 7.   Explain how life events such as marriage, a new child, divorce, sickness, loss of job, etc., can affect your finances.

Reference no: EM133947920

Questions Cloud

Explain how life events such as marriage : Explain what surprised you about your budget. What have you learned and Explain how life events such as marriage, a new child, divorce, sickness, loss of job
Is robert waterman and john kotter foundational theorists : Is Kurt Lewin, Tom Peters/Robert Waterman and John Kotter foundational theorists?
What are the primary factors contributing to nurse burnout : Identify and Analyze: What are the primary factors contributing to nurse burnout and reduced job satisfaction as discussed in the episode?
Develop balanced scorecard measures : Develop balanced scorecard measures that would be effective in identifying the early success of a gas station's strategic initiative.
Explain what surprised you about your budget : Explain how life events such as marriage, a new child, divorce, sickness, loss of job, etc., can affect your finances - Explain what surprised you about your
Can you relate kfc to transnational management : Can you relate kfc to transnational management?
Relationship between imagination and empathy that speaker : What is the relationship between imagination and empathy that the speaker discusses?
Which levels should the patient be aware of may elevate : provide the patient with medication education which levels should the patient be aware of may elevate and become potentially life threatening if untreated?
How would you monitor the projects progress : How would you monitor the project's progress? How would you determine whether the data governance requirements are being met or not?

Reviews

Write a Review

 

Microeconomics Questions & Answers

  The free rider problem

Question: Explain why the free rider problem makes it difficult for perfectly competitive markets to provide the Pareto efficient level of a public good.

  Failure of the super committee is good thing for economy

Some commentators have argued that the failure of the “Super committee” is good thing for the economy?  Do you agree?

  Case study analysis about optimum resource allocation

Case study analysis about optimum resource allocation: -  Why might you suspect (even without evidence) that the economy might not be able to produce all the schools and clinics the Ministers want? What constraints are there on an economy's productio..

  Fixed cost and vairiable cost

Questions:  :   Which of the following are likely to be fixed costs and which variable costs for a chocolate factory over the course of a month?  Explain your choice.

  Problem - total cost, average cost, marginal cost

Problem - Total Cost, Average Cost, Marginal Cost: -  Complete the following table of costs for a firm.  (Note: enter the figures in the  MC   column  between  outputs of  0 and 1, 1 and 2, 2 and 3, etc.)

  Oligopoly and demand curve problem

Problem based on Oligopoly and demand curve,  Draw and explain the demand curve facing each firm, and given this demand curve, does this mean that firms in the jeans industry do or do not compete against one another?

  Impact of external costs on resource allocation

Explain the impact of external costs and external benefits on resource allocation;  Why are public goods not produced in sufficient quantities by private markets?  Which of the following are examples of public goods (or services)? Delete the incorrec..

  Shifts in demand and movements along the demand curve

Describe the differences between shifts in demand and movements along the demand curve. What are the main factors which can shift the demand curve? Explain why they cause the demand curve to shift. Use examples and draw graphs to support your discuss..

  Article review question

Article Review Question: Read the following excerpts from the article "Fruit, veg costs surge' by Todd, Dagwell, published in the Herald on January 25th 2011 and answer questions below:

  Long-term growth, international trade & globalization

Long-term Growth, International Trade & Globalization:- This question deals with concepts such as long-term growth, international trade and globalization. Questions related to trade deficit, trade surplus, gains from trade, an international trade sce..

  European monetary union (emu) in crisis

"Does the economic bailout of Spain and Greece spell the beginning of the end for the European Monetary Union (EMU)?"

  Development game “settlers of catan”

Read the rules of the game, the overview and the almanac for the Development Game "Settlers of Catan"

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd