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Part 1
Explain the various definitions of disability that are found in disability-income insurance.
Explain the following disability insurance income provisions:
Residual disability
Benefit period
Elimination period
Part 2
A common method of determining the amount of life insurance life insurance to purchase is called the needs approach. Explain the following needs for a head of the household:
Income needs
Special needs
Cash needs
Explain the capital retention approach for determining the amount of 410 life insurance owned.
Briefly explain the characteristics of the following types of managed care plans:
Health maintenance organization (HMO) plans
Preferred provider organization (PPO) plans
Point-of-service (POS) plans
There are many examples of how the actions of a company have negatively affected consumers. Product recalls, bans, and warning labels have helped to protect consumers and companies are focusing more today on social responsibility. Examine why has ..
Suppose the price of gasoline per gallon is currently $5. The risk manager of Universe Airlines expects the price per gallon next year to be either $7 or $4 with equal probabilities. The company plans to buy 1 million gallons of gasoline in one year...
1. Which of the following is most accurate regarding derivatives?
a futures contract is used for hedging. explain why the marking to market of the contract can give rise to cash flow
The total annual payments will be level at $3,300 until a final smaller annual payment suffices to pay off the loan. Find the amount of the final sinking fund deposit.
A sound foundation is necessary for success in any task from building a house to putting on make-up. In terms of U.S. Accounting Standards, it is also necessary to have a sound foundation, referred to as the conceptual framework. Let's discuss it ste..
calculate how much you would have in a savings account 5 years from now if you invest 1000 today given that the
the florine mining company has constructed a town at junilla near the site of a rich mineral discovery in a remote part
Which of the following categories of owners enjoy limited liability?
multiple choice questions on inflation eoq and basic accounts.1.nbspnbspnbspnbspnbspnbsp international trade can be
You borrow $75,000 for 30 years at 11% interest compounded annually. The value of the property is $100,000, PGI= $20,000, vacancy rates are 8%, and operating expenses are $81,000.
returns for small stocks consider if the great depression had happened from 1989 to 2000 and the returns from 1989 to
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