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1) Four years ago, Marcela purchased a life insurance policy with a face value of $100,000 and mistakenly checked a box on her application that said she did not have high cholesterol. She did however and yesterday, died of a heart attack. What will her beneficiary receive?
a) Life insurance policy of $100,000 as the policy has passed the incontestability date.
b) Refund of the premiums paid to date.
c) Life insurance policy of $100,000 plus a refund of the premiums paid to date.
d) Nothing as Marcela was deceptive when completing the application.
e) Only $25,000 (i.e. $100,000/4 years) of the life insurance policy.
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