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Suppose that, prior to the passage of the Truth in Lending Simplification Act and Regulation Z, the demand for consumer loans was given by Qdpre-TILSA = 10 - 80 P (in billions of dollars) and the supply of consumer loans by credit unions and other lending institutions was QSpre-TILSA = 4 + 80 P(in billions of dollars).
The TILSA now requires lenders to provide consumers with complete information about the rights and responsibilities of entering into a lending relationship with the institution, and as a result, the demand for loans increased to Qdpost-TILSA = 20 + 80 (in billions of dollars).
However, the TILSA also imposed "compliance costs" on lending institutions, and this reduced the supply of consumer loans to QSpre-TILSA = 2 + 80P (in billions of dollars).
Based on this information, compare the equilibrium price and quantity of consumer loans before and after the Truth in Lending Simplification Act.
If the jeans sell for $35 a pair and the competitive market wage is $250 per week. how many workers should stone hire? how may pairs of jeans will the company produce each week
Below are data for U.S. DPI and PCE on two main components of consumer spending, motor vehicles and parts and housing and utilities. One is a durable good and the other is comprised of housing and other services and non-durables, such as natural gas ..
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a horse walks into a bar. the bartender says why the long face? the horse says i am willing to buy as much beer as you
Do workers of monopolies get paid more compared to employees who do the similar work in other industries that are not monopolies?
why do income inequalities exist? how are income inequalities measured? how have income inequalities changed from 1980
The process includes the melting of metals and chemicals which give the sifters strength. In the production process, waste is produced and released into the river that runs alongside of the plant.
A local video store estimates that their average customer's demand per year is P = 3.5 - .05Q (all customers are identical), and knows that the marginal cost of each rental is $0.5. How much should the store charge for an annual membership (M) and ho..
profit = (quantity of output) x (price - average total cost), marginal revenue = (change in total revenue)/(quantity of output).
Economic fluctuations (or business cycles) are fluctuations in the level of economic activity, relative to a long-term growth trend. Comparing and contrasting the economic fluctuation the United States has experiences from 1990 to current date.
A grocer has determined that the mean daily sales of eggs is 100 dozen, with a standard deviation of 10. egg sales follow a normal distribution. between what upper and lower bound (assume equally distributed) can the grocer expect daily sales to be a..
using margin. bill campbell invested 4000 and borrowed 4000 to purchase shares in wal-mart. at the time of investment
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