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Question
Roger is working with XYZ Insurance Company selling property insurance. XYZ has made an agreement with Roger to grant him authority to conduct business on its behalf. In doing so, Roger conducts cold calling in order to win new customers. What law of agency principle(s) applies(y)?
1. Ostensible authority: Roger is doing all the work on blind faith.
2. Agency by ratification: Because Roger is doing the additional marketing work to help XYZ Company out, they will most likely accept any contracts he secures by ratifying an agreement after the fact.
3. Express and ostensible: It did agree to pay Roger, but not for additional work, so it may attempt to avoid future commissions.
4. Express and implied: The original agreement was expressly stated. Also, Roger's prospecting is considered an implied part of the job.
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