Analyze policy provision that insurance company is relying

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Reference no: EM133730668

Discussion Post: Business- Legal Principles & Contractual Elements

Jennifer, a 45-year-old homeowner, has recently experienced significant damage to her house due to a burst water pipe. She promptly filed a claim with her insurance company to cover the cost of repairs. However, the insurance company has denied her claim, citing a policy provision that excludes coverage for water damage caused by "wear and tear." Jennifer insists that the pipe burst suddenly and was not related to any negligence on her part.

Task

1) What legal principles and contractual elements are involved in Jennifer's case, and how do they relate to insurance law?

2) Analyze the specific policy provision that the insurance company is relying on to deny Jennifer's claim. Does the exclusion for "wear and tear" apply to her situation?

Reference no: EM133730668

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