Reference no: EM132204859

The Affordable Care Act was mainly created to improve the healthcare system in the United States. Its primary goal is to increase the access of health insurance to Americans who couldn't afford to pay for health insurance on their own and to make it more affordable to those who were already insured. It regulates the changes in finance, organization and delivery of health care to guarantee health coverage for everyone no matter their income or health background. ACA was formulated by the 111th Congress with the encouragement of president Barack Obama. It was implemented in 2010 with the involvement of the state, federal governments, employers, insurers and health care providers. It gave the task to the Health and Human Services Secretary to oversee and implement many of its provisions by creating new commissions with decision making authority. It gives states the responsibility since 2014 to have a established health insurance marketplace where people are able to shop and compare prices of different health insurances.It also expanded Medicaid programs by transferring funds from Medicare,has created new agency programs and grants and imposes tax on insurance plans found to have high premiums. Since its implementation ACA has ensured an increase of health insurance coverage in the United States,giving affordable access to health care to more than 20 million Americans. Undoubtedly it has been a successful policy in ensuring all Americans have health insurance.