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Which of the following statements concerning a qualified plan's summary plan description (SPD) is correct?
I. It typically is used to persuade employees to join the plan.
II. It is an easy-to-read booklet that explains the plan to the participants.
III. It must be issued to participants within 120 days after the plan is adopted by the board of directors.
A. I only
B. II only
C. III only
D. II and III only
E. I, II, and III
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Risk is a major concern of almost all investors. When shareholders invest their money in a firm, they expect managers to take risks with those funds.
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