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T TEST and chi square test, Basic Statistics

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Course of Study
MBA 10%
B.Tech 90%
BBA 0%
Diploma 0%

Annual College Fee
25,000-30,000 0%
40,000-50,000 10%
85,000-90,000 90%
90,000 Above 0%

Taken an Education Loan
Yes 100%
No 0%

Chose for the education Loan
SBI 68%
PNB 10%
HDFC 0%
OTHERS
CBI 3.30%
BOI 10%
ALLAHABAD 3.30%
Grmin Bank 3.30%
IDBI 3.30%

Occupation of your Parents
Government Job 13.00%
Private Job 13.00%
Business Man 16.00%
Self Employed 24.00%
Unemployed 34.00%

Annual Family Income
50,000-1,00,000 50%
1,00,000-2,00,000 20%
2,00,000-3,00,000 10%
3,00,000 Above 20%

Loan Sanctioned Limit
2,00,000-5,00,000 100%
5,00,000-7,00,000 0%
7,00,000-10,00,000 0%
10,00,000 Above 0%

Interest Charged by Bank
7% 0%
9% 10%
11% 10%
13% 80%
15% Above 0%

Tenure of Loan
5 years 20%
7 years 20%
8 years 10%
10 years 50%

Prepayment Penalty
4% 90%
5% 10.00%
6% 0.00%
7% 0.00%

Mode of Repayment
EMI ( Equated Monthly Installments) 90%
ECS ( Electronic Clearing Services) 5%
PDC ( Post Dated Cheques) 5%

Loan on Time
Yes 90%
No 10%

Security Pledged for Loan
Physical assets (Land, business firm etc.) 70%
Financial assets (SDPS, Bonds, Insurance policy etc.) 5%
Guarantor A/C. 20%
Others. (My original certificate) 5%

Satisfied with Present Loan Scheme
Yes 50%
No 50%

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