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Relationship between Banker and Customer
Therefore the relationship between a banker and the customer is a debtor-creditor association that was articulated In the chief case of like Joachimson v Swiss Bank Corporation so and may be such summarised as follows: like;
(i) The account reflects such a credit balance, the banker such is a debtor and that the customer a creditor of the bank.
(ii) The account reflects such a debit balance, a mostly the customer is the debtor so and such the banker a creditor of that the customer.Furthermore the banker like a debtor is not under various legal obligation to repay the like "loan" so unless and well an effective demand for repayment is made through until the customer also.
Dishonour by Non-Acceptance The drawee is not prepared to meet the bill, such he will return it for the holder by means of a note to this effect, such the bill is then so said
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