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Reforms and Outlook
Pension funds in India is an area that is yet to be fully explored compared to those of other economies of the world. The pension reforms are expected to facilitate a healthy growth supporting both the economy and individuals.
The administration of the EPF and pension schemes is a monumental task. The quality of service provided to the subscribers of the service is dismal. There are many cases of delays in the release of payments. Cases of double payment to pensioners and continuing pensions released in the name of dead pensioners are not unheard of. The systems of management of the pension as also provident funds are in the dire need of an overhaul. Let us discuss the problems arising due to the existing structure in India.
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