FEES CHARGED TO CUSTOMERS

The main fees are for

• delayed payments or late payments
• Charges that result in more than the credit limit on the card (whether done deliberately or by mistake), called in excess of limit fees
• Revisit cheque fees or payment processing fees (e.g. phone payment fee)

• Cash proceeds and convenience cheques (often 3% of the amount). Transactions in a foreign currency (as much as 3% of the amount). only some financial foundations do not charge a fee for this.
• Membership fees (annual or monthly), from time to time a percentage of the credit limit.
• switching rate loading fees (these may occasionally not be reported on the customer's statement, even when they are functional)