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Bull-Bear Market Risk
This risk arises from the variability in the market returns resulting from alternating bull and bear market forces.
Ø when security index rises fairly consistently from a low point, this upward trend is known as a bull market. Bull market ends when the market index reaches a peak and starts a downward trend.
Ø Period during which the market declines, this downward is known as a bear market.
It is a professional organization for associates and academics in the insurance sector. The American Risk and Insurance Association comprises of scholars, carriers and individuals
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