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Imagine Joy is the manager of a bank named Money Talks Bank of Virginia. This bank has recently issued new loans to customers. Joy wants you, the business analyst to prepare a report for him. The details of the report and the data are given below. You must use functions to calculate interest rate, down payment, monthly payment, and average selling price for each loan item.
Table values
Loan Term
Interest Rate
% Required for Down Payment
15
0.0575
0.15
20
0.06
0.2
30
0.0625
0.25
Customer
Selling Price
Allen
265354
Arnold
328788
Barber
500000
Bollis
112485
George
350000
Hood
761978
Morgan
192940
Paul
606563
Pinder
319765
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Which depreciation method would produce the higher NPV and how much higher would it be?
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