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Use the "case search" feature to find a case called "J & D Towing, LLC v. American Alternative Insurance Corporation (14-0574)," decided on January 8, 2016.
This case involves a tow truck that was hit by a car and declared a total loss. The small towing company settled with the other driver for the cost of its only tow truck, but that driver's insurance policy limits ($25,000) did not permit recovery for additional damages, such as the revenue they couldn't earn without their truck. The towing company then sued its own insurance carrier, arguing that its uninsured/underinsured motorist protection should also cover the company's damages from loss-of-use of the truck.
The applicable law seems to say that you can recover for lost revenue if an asset is damaged, but not if it's destroyed - going back to a 1932 case about the death of a horse.
Write an essay explaining the basic facts of the case and who was suing whom. Explain who won, and why the majority decided that way.
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