Why were the first health insurance organizations formed

Assignment Help Other Subject

Reference no: EM133569931

Question: Why were the first health insurance organizations formed in America? What were the original driving factors? Describe the early growth of health insurance in the US.

Explain the theory of insurance, by specifically addressing the degree of risk aversion, the size of the potential loss, and the "wealth effect".

What is meant by the "HMO Effect" versus "Favorable Selection" in managed care? Describe the evidence of an HMO Effect and the evidence of Favorable Selection.

What are deductibles? Why are they so important in US health insurance models? How do changes in deductibles impact utilization and clinical decision-making?

Discuss the Utilization Management function in managed care, including Preadmission Certification and Concurrent Review of services.

Discuss the emerging role of Disease Management (DM) and Intensive Case Management in American managed care. How does DM actually work?

A key concept of health insurance is premium sensitivity. Describe the general process for premium computations in US healthcare insurance.

Briefly explain employee premium sensitivity and how do employees typically respond to changes in health insurance premiums.

Describe the commonly used approaches to "underwriting" for healthcare services.

Do hospitals actually have "monopoly power" today? Why or why not?

Explain risk adjustment in the Affordable Care Act. How well does this approach work in your view?

Reference no: EM133569931

Questions Cloud

What are the common medications used to treat preeclampsia : What are the common medications used to treat preeclampsia, and what risks do they carry? What is the nursing management for each? (list separately)

What does smart stand for : What does SMART stand for, and why should our program objectives include these characteristics?

How could a community health nurse utilize epidemiological : How could a Community Health Nurse utilize epidemiological data?

Discuss how groupthink could impact decision making : Discuss how groupthink could impact decision making related to patient care/safety? What are some strategies that could be implemented to reduce groupthink

Why were the first health insurance organizations formed : Why were the first health insurance organizations formed in America? What were the original driving factors? Describe the early growth of health insurance

What type of cells is infected with infectious mononucleosis : What type of cells is infected with Infectious Mononucleosis (IM)? Why do IM patients exhibit lymphadenopathy and sore throat?

Why would you not use a morphological characteristic : Why would you not use a morphological characteristic such as pigment of colony on a dichotomous key?

What statuses can you identify based on the photos : What are the similarities and differences in the products that are valued by people occupying various statuses - male/female, young/old, urban/suburban/rural.

Define allocation bias : Define allocation bias. What can be done to prevent this bias in experimental studies?

User Account

All Pages