Why they have such a high rate of disability claims

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Reference no: EM13828916

You are benefits consultant reviewing the disability coverage’s offered by one of your client firms.

The disability plan of the firm offers provides short-term benefits equal to 100% of salary for 3 full years and long-term lifetime benefits equal to 75% of salary. The definition of disability for both short- and long-term benefits is termed as "total and continuous inability to perform any and every aspect of the regular occupation."The plan is not integrated with workers' compensation or Social Security benefits at all. Explain to the firm why they have such a high rate of disability claims.(be very specific)

Reference no: EM13828916

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