Which should ed choose out of health plans offered

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Problem 1: Ed is considering the health insurance options offered by his employer. He travels frequently and would like to be able to go to any physician of his choice, including those outside of his home area. He does not want a policy that mandates care be provided by employees of the insurer, since he believes that could result in a potential conflict of interest. He does not want large out-of-pocket or coinsurance payments and does not mind patronizing physicians who have agreed to provide discounted services to members of the plan provided that they are not employed by the plan. Out of the following health plans offered by his employer, which should Ed choose?

Group of answer choices

a. Major Medical Insurance.

b. Indemnity Health Insurance.

c. Health Maintenance Organization (HMO).

d. Preferred Provider Organization (PPO).

Reference no: EM132693345

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