Already have an account? Get multiple benefits of using own account!
Login in your account..!
Remember me
Don't have an account? Create your account in less than a minutes,
Forgot password? how can I recover my password now!
Enter right registered email to receive password!
Charlie is attempting to raise 200,000 through a mortgage from First Loan Company in order to purchase a house for 290,000. They find the company is willing to lend a standard fixed-rate mortgage at j2=8% for a six year term with an amortization period of 25 years. However, Charlie is uncomfortable with the level of monthly payment this implies. The loan officer suggests him to consider a SAM (Shared Appreciation Mortgage). This loan is available at j2=6% also for a six year term. The loan would be fully amortized over 25 years with level monthly payments. If Charlie takes this option, however he will be obligated to give the First Loan Company 20% of any gain in the property value upon the sale of the house or if not sold at the end of the term. Charlie is unlikely to sell the house during the term. Given all above info,
(a) What is the break-even growth rate of house price which makes SAM financially equal cost to the standard mortgage?
(b) Assume the actual growth of house price is 7% per year. Which mortgage should be financially preferred? Standard or SAM? Explain.
Prepare a 8- to 10-slide presentation, including speaker notes, that identifies the possible risks to an organization in each of given outsourcing situations.
You will begin by evaluating the existing organizational culture and analyzing the leadership styles used at each global AGC subsidiary.
How should business components be accounted for in a sustainability plan? Include an explanation of backup and recovery protocol/procedure along with disaster.
Agenda by putting these items into a logical order and rewriting them, where necessary, to give phrases a more consistent sound.
Reflect upon the corporate culture with respect to the practice of ethics within the organization. What was leadership's role in establishing this culture within the organization? How did power and motivation relate to the degree of ethical conduc..
BUS499- Some evidence suggests that there is a direct and positive relationship between a firm's size and its top-level managers' compensation. Recommend what can be done to influence the relationship so that it serves shareholders' interests.
Explain the adverse selection process and also how do financial institution hedge interest rate risk?
What are the complexities involved in factoring out the effect of customs and duties in designing the supply network of logan.
a) Examine each of the three alternatives under consideration. In what ways might each alternative affect other parts of the organization? Which option has the least impact on other parts of the organization?
Reading the article links below; Discuss how leadership style can affect employee commitment and organizational effectiveness.
How do they meet peak demand? Provide a quantitative analysis from the available information. What are the constraints involved in changing the capacity of a facility like this?
From the list, select two firms from two different industries and discuss the likely sources of the economies of scale that underlie their large size. If you are not the first individual to post to the discussion thread, please try to select compan..
Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!
whatsapp: +1-415-670-9521
Phone: +1-415-670-9521
Email: [email protected]
All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd