Reference no: EM133387031
Assignment:
"The workers' compensation system protects employees and employers. Employees receive medical treatment and are compensated for lost wages associated with work-related injuries and disease, and employers provide for the cost of such coverage while being protected from direct lawsuits by employees" (Pennsylvania Workers' Compensation Act, 2023). While it seems inconceivable, there is still a possibility that your claim may be denied, even if you were injured on the job. According to Polsky (2016), some reasons for denial would be:
-Your injury did not happen at work (seems obvious but people still try).
-You were intoxicated or under the influence when the injury occurred.
-You were not treated by an approved medical provider (I will come back to this).
-Your injury is from a pre-existing condition.
-You did not submit necessary forms on time.
Anyone who has experienced or knows anyone who has suffered a work-related injury knows that generally, most employers provide the employee with a list of approved providers to see once a claim has been submitted. As long as this list is posted for the employee, you will not be covered if you see your own doctor unless it has been 90 days since the first appointment with the covered workman's comp physician.
As a healthcare worker what are your thoughts on workers compensation denial? have you experienced personally or from working in healthcare?