Reference no: EM132195871

Life and health Insurance course

Question 1

Identify the situation that is most likely to be covered by workers' compensation.

Question 1 options:

A) A firefighter suffers a heart attack off-duty.

B) An employee injured while engaged in horseplay during a vacation.

C) An employee injured due to willful misconduct.

D) A cab driver who was intoxicated meets with an accident while driving.

E) Self-inflicted injuries.

Question 2

Employer's liability insurance covers the employer from suits filed by injured employees who are not satisfied with the alternative benefits provided by the employer in elective states who have not opted for workers' compensation.

Question 2 options:

True

False

Question 3

Workers' compensation benefits are subject to income taxation.

Question 3 options:

True

False

Question 4

The federal portion of the unemployment compensation insurance program is administered by the Employment and Training Administration in the Department of Labor.

Question 4 options:

True

False

Question 5

Apart from the exclusions, work-related injuries due to employee negligence are not covered by workers' compensation.

Question 5 options:

True

False

Question 6

An employee who is covered by workers' compensation cannot sue his or her employer for damages because workers' compensation is the employee's:

Question 6 options:

A) fundamental right.

B) sole remedy.

C) inclusive remedy.

D) derived remedy.

E) elective right.

Question 7

Which of the following statements is true about workers' compensation?

Question 7 options:

A) Exclusive laws list all the types of employment that are covered under workers' compensation.

B) Workers' compensation for agricultural workers in excluded in all jurisdictions.

C) Inclusive laws cover all the types of employment under workers' compensation except those that are excluded.

D) Domestic service and casual labor are included in workers' compensation.

E) Workers' compensation laws not compulsory in New Jersey and Texas.

Question 8

Workers' compensation and unemployment compensation are voluntary programs required of employers.

Question 8 options:

True

False

Question 9

Employers with high experience ratings are considered high risk.

Question 9 options:

True

False

Question 10

Which of the following is a system that enforces a series of state laws that requires employers to pay workers' for their work-related injuries and illnesses with no relationship to who caused the injury or illness?

Question 10 options:

A) Professional liability

B) Employment practices liability

C) Workers' compensation

D) Business interruption

E) Property liability