How are health plan enrollees in consumer directed health

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Reference no: EM133727919

Discussion Post: High Deductible Health Plans & Moral Hazard

1) What are THE THREE BASIC FEATURES of these high deductible health insurance plans which are supposed to encourage health plan members to make better treatment choices, and to reduce the likelihood of moral hazard?

2) How are health plan enrollees in Consumer Directed Health Plans EXPECTED TO ACT when they purchase Personal Health Care Goods and Services?

3) What is the evidence that health plan members in Consumer Directed Health Plans do NOT act as the literature predicts they will when they purchase health care goods and services?

4) How might high deductible health plans discourage plan members from receiving Personal Health Care Goods and Services that they need, especially during the current pandemic?

Reference no: EM133727919

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