Reference no: EM133513179
Question
1. These funds are given by the government, to be used within their guidelines, with a lot of flexibility by local governments.
block grants
Community Development Block Grants
HOME
categorical assistance
2. These funds from the federal government require communities to compete and are determined formula based on need.
block grants
Section 8
community development block grants
HOME
3. The assumption that there is an adequate supply of housing but not enough adequate income people to buy units.
demand-side model
supply-side model
institutionalist model
human capital model
4. The situation where there is a public and private market system operating side-by-side
dual housing market
LEED
filtering
housing adequacy
5. This act from 1968 prevents housing discrimination
Fair Housing Act
HOPE VI
subprime loans
Section 8
6. A set of standards for producing environmentally friendly buildings is called
Filtering
LEED
HOME
HUD
7. The buildings and infrastructure of a community makes up its
physical capital
social capital
human capital
financial capital
8. These federal loans allow are given to qualifying families based on a percentage of median income.
Section 8
community development block grants
block grants
HODAG
9. These loans considered high risk meaning the loanees have less capital, high debt-to-asset ratio, and a bad credit history.
block grants
subprime loans
community development block grants
LEED
10. This assumption is that there is not enough housing and one solution was public housing.
institutionalist model
demand-side model
supply-side model
human capital model
11. The loosening or elimination of regulations, guidelines, etc. within the banking industry that has led to assets flowing from poorer communities into richer ones is known as
deregulation
anomie
brownfields
disinvestment
12. Capital such as cash that is a direct and permanent investment
microenterprise loans
debt capital
revolving loan funds
equity capital
13. These small dollar loans, are often used to help low-income women get credit.
revolving loan funds
community development loan funds
microenterprise loan fund
community development credit unions
14. Best understood as a category of subprime lending, this type of loan has high interests rates, fraudulent behavior, and other abusive or foul business practices.
predatory lending
individual development accounts
deregulation
redlining
15. This tool is used to geographically discriminate in allocating credit.
NADO
tax incremental financing
redlining
deregulation
16. A community's air, water, flora, and fauna assets is called
physical capital
financial capital
environmental capital
human capital
17. Natural or manmade features of a community that cannot be recreated or transferred to other communities.
brownfields
multiplexity
amenities
Local Development Corporation
18. Abandoned structures in cities that attract a whole host of other problems is called
overlapping networks
redlining
brownfields
aesthetic qualities
19. The term for when minority and poor communities face a disproportionate share of environmental problems.
environmental racism
brownfields
redlining
subprime loans
20. This is a nonprofit, voluntary organization that works with landowners to protect land.
land trust
Neighborhood Reinvestment Corporation
community foundation
grey areas program
21. One of the biggest threats to a community's environmental capital is
land trusts
sprawl
New Urbanism
smart growth
22. In the section with Arleen Ollie, Fullilove wrote about the "rupture of community" in Roanoke led to this
increased cohesion
increased interaction
an increase in kindness
a decline in kindness
23. Fullilove contended that the "decay of housing is a few years away, the collapse of _____ has run ahead."
replicability
sprawl
collapse of manners
verstehen
24. A narrow band that cuts through a swath of land--to study cities is called by Fullilove.
redlining
sprawl
transect
predatory lending
25. The government, as in the case of Newark, has a long history of inadequately or not sharing funds with poor and minority communities. This is known as
amenities
dialectic
disinvestment
environmental capital