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Explain what the author means when he says

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Reference no: EM132167965

Read the article by David Cutler

Should healthy people have to pay for chronic illnesses_ - The Washington Post.html

A. Explain what the author means when he says that "In this mode of thinking, the unraveling of risk pools is a virtue, not a vice." (third paragraph). Do you agree with this statement? why or why not? Note: unraveling means coming apart.  

B. It has often been argued that men should not have to buy insurance that covers maternity benefits since they cannot get pregnant. If this were to happen for the state insurance exchanges (where individuals and families can buy their own insurance directly from an insurance company), explain how this would affect premiums for men and women and the number who would buy insurance.  What might be the longer term effects of this policy?

C. Explain what the author means when he says "the healthy are not allowed to free-ride if they happen to need care, or to avoid the cost of the less fortunate." (11th paragraph) Do you agree or disagree?

Reference no: EM132167965

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