Explain two mechanisms that help protect data

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Assignment

After our last assignment, we discussed modern payment flow in the US, new opportunities in payments, risks in payment systems, as well as blockchain and payments. In this assignment, you will be asked to review and revisit some of the concepts we learned. There are 8 questions in this assignment. The points each question is worth are listed next to it.

Assignment Questions
1. In your own words, in 2-5 sentences, please describe what is instant payment and how is it different from existing peer-to-peer apps like Zelle or Venmo

2. In your own words, in 2-5 sentences, please explain two main differences between BNPL (Buy Now, Pay Later) and traditional credit cards

3. In your own words, in 2-5 sentences, please explain what is a digital wallet, what is a super app, and what are the main differences between a digital wallet and a super app Get dependable, budget-friendly assignment help-starting today!

4. In your own words, in 2-5 sentences, please explain what is Central Bank Digital Currency (CBDC) as well as one similarity and one difference between CBDCs and cryptocurrencies

5. In your own words, in 2-5 sentences, please explain what is credit risk, what is liquidity risk, and what is the biggest difference between the two

6. In your own words, in 2-5 sentences, please explain two mechanisms that help protect data stored on blockchains from modification

7. In your own words, in 5-7 sentences, please explain six main differences between wire transfer and ACH (Automated Clearing House)

8. In your own words, in 5-7 sentences, please explain six main differences between bank-based payments and bitcoin-based payments

Reference no: EM133970037

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