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Jay Coleman just graduated. He plans to work for 5 years and then leave for the Australian  country. He figures that he can save \$3,500 a year for the first 3 years and \$5,000 a year for the next 2 years. These savings will start one year from now. In addition, his family just gave him a \$2,500 graduation gift. If he puts the gift, and the future savings when they start, into an account that pays 8% compounded annually, what will his financial  be when he leaves for Australia 5 years from now?

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