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Discuss the impact of genetic testing

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Reference no: EM133234140

One of the key issues for insurance companies is how to deal with and identify hazards. A good understanding of hazards assists the insurance company in deciding to take on the risk and determine the price of the premium. One of the key hazards is the health of the insured when they are seeking life insurance products. A recent issue that has caused controversy is the use of genetic profiling of the insured. This has raised ethical and moral issues.

REQUIRED:

Discuss the impact of genetic testing for both the insured and the insurer and what policy issues this raises. You will also need to refer to another country besides Australia to discuss how they have dealt with the issue.

Reference no: EM133234140

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