Discuss business and financial risks

Assignment Help Risk Management

Reference no: EM131481955

Question: Company: Bank of Nova Scotia from Canada Competitor:Royal Bank of Canada &Bank of Montreal

1. Undertake a financial and strategic analysis of the firm for the past 10 years:

• Download the annual reports from the firm's web site, enter the figures for the last ten years into an Excel spreadsheet and analyse them. The diverse nature of the companies means that not all the ratios will apply, and students may have to be innovative, and create some ratios of their own. Do NOT simply rely on Aspect Huntley (Fin Analysis) ratio analysis.

• Compare the firm's position/performance with competitors as identified above.

• Use the information up to the last financial year available at the start of the semester for the analysis i.e. if half way through the semester the firm issues another annual report, or announces a takeover or is taken over, or announces a major new initiative; ignore it for the purpose of the assignment.

2. Assess business and financial risks faced by the firm

• Consider risks such as strategic risk, credit risk, credit concentration risk, deposit concentration risk, liquidity risk, capital risk (regulatory risk), foreign exchange risk, market risk and operational risk.

• Include time series and cross-sectional comparative analyses for the firm utilising the competitors selected.

3. Recommend a risk management strategy for the next three-year period:

• Ensure your recommendations are in line with the outcome of environmental, business, financial and competitor analyses conducted.

• Justify how your recommendation will improve the risk management in the assigned firm.

Reference no: EM131481955

Questions Cloud

Administrator manage to maintain interpersonal connection : how would you as an administrator manage to maintain the interpersonal connection among your staff and with your staff and their patients?

Write a function template named display : Write a function template named display() that displays the value of the single argument passed to it when the function is called.

How to represent a polynomial that is to be input : Implement a class of stacks by using a list to contain the stack's entries. Then write a program that adequately demonstrates your new class.

Explain how the declining problem of premature death : Most consumers have some knowledge and beliefs about a product they are considering purchasing. Explain how the “declining problem of premature death”

Discuss business and financial risks : Company: Bank of Nova Scotia from Canada Competitor:Royal Bank of Canada &Bank of Montreal.

How much money will you invest in stock x and y : You have $100,000 to invest in a portfolio containing StockX, StockY, and a riskfree asset. You must invest all of your money.

Determine the fixed rate on the swap : A corporation enters into a $X million notional principal interest rate swap. The swap calls for the corporation to pay a fixed rate and receive a floating.

The possibility of insolvency or significant loss of surplus : it has done in the past without opening itself up to the possibility of insolvency or a significant loss of surplus.”

Describe the advantages and disadvantages of taxable merger : Describe the advantages and disadvantages of a taxable merger as opposed to tax-free exchange. What is the basic determinant of tax status in a merger?

User Account

All Pages